“Michael helped the Galveston Wharves Board analyze investment fees for its 90+ workers. Using his analysis, we were able to get all future fees waived. I believe Michael’s work saved our pension plan and our workers several hundred thousand dollars over the coming years.”

“I appreciated his knowledge, but also his honesty and the fact that he was not selling anything. I also appreciate that our [school] district brought him in to talk with us.”

"Michael has helped me pay off my credit cards, establish a Roth IRA for my college-aged daughter and a 529 for my 8 year old, consolidate my retirement accounts and use budgeting software to better track my expenses. I am 56 and consider myself behind the curve on saving for retirement, so this help has been absolutely invaluable to me. I recommend his services all the time. Worth every penny for financial peace of mind."

"We were feeling very insecure about our financial literacy. Michael helped give us the confidence to take control of our finances and align our goals to plan for our future, his counseling was invaluable to us."

"While I have an adviser employed by the folks with whom I hold my investment account, I am nearing retirement, and I wanted a disinterested and wise set of eyes to independently assess my holdings, my strategy, and my overall financial situation. Mike was perfect for my needs. He asked great questions, and took the time to understand my hopes and fears. After only one meeting, he delivered a written comprehensive overview of my holdings and status along with an information-packed, but easy to grasp, spreadsheet to me the next day! I am deeply impressed with his knowledge, his efficiency, and his caring approach. Mike is the trusted ally that I need to feel confident and truly informed about my investments. I highly recommend him to anyone with questions and worries about their financial world, which I suspect is most of us."